Yemen ranks as the second worst country in the world in financial inclusion as measured by the Global Financial Inclusion Index 2014 (Global Findex). But now there is a potential game changer being introduced in the country: M-floos, a mobile money service that has the potential to disrupt the financial sector in Yemen and have ripple effects in other sectors. This new paper from DeepRoot Consulting provides a primer on the evolution of mobile money services internationally, and looks into the regulatory process for mobile money services in Yemen. The paper provides a background on M-Floos, the first mobile money service in Yemen, and explores the potential future applications for mobile mon
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